合約時間線追蹤器

Keep track of important milestones and deadlines from contract signing to closing. This checklist helps ensure you don't miss critical steps in the Washington State home buying process.

Contract Information

Contract Date: _______________
Expected Closing Date: _______________
Days to Closing: _______________

Week 1 (Days 1-7)

Immediate Actions

• Submit earnest money (typically within 3 days)
• Submit loan application to lender
• Order home inspection (schedule within 5-7 days)
• Review contract terms with your agent
• Set up escrow account with title company

Documentation

• Provide lender with all required documents
• Review inspection contingency timeline
• Confirm financing contingency terms
• Verify appraisal contingency timeline

Week 2 (Days 8-14)

Inspection Phase

• Attend home inspection (if desired)
• Receive inspection report (within 2-3 days)
• Review inspection findings with agent
• Decide on inspection response (within 5-10 days)
• Submit inspection response to seller

Appraisal Process

• Lender orders appraisal (typically day 7-10)
• Appraiser schedules property visit
• Appraisal completed (within 5-7 days)
• Review appraisal results with lender

Week 3 (Days 15-21)

Loan Processing

• Lender completes underwriting review
• Submit any additional documentation requested
• Receive loan approval (conditional or final)
• Review loan terms and conditions
• Lock interest rate (if not already locked)

Title and Insurance

• Title company begins title search
• Order homeowners insurance (required by lender)
• Review title report for any issues
• Address any title problems found

Week 4 (Days 22-30)

Pre-Closing Preparation

• Receive Closing Disclosure (3 days before closing)
• Review Closing Disclosure carefully
• Arrange final walkthrough (1-2 days before closing)
• Confirm closing appointment time and location
• Prepare closing funds (wire transfer or cashier's check)

Final Steps

• Complete final walkthrough (day before closing)
• Sign closing documents at title company
• Receive keys and property access
• Update utilities and services
• File change of address with USPS

Critical Deadlines

Must Complete By:

• Earnest money deposit: Day 3
• Inspection response: Day 10-15 (varies by contract)
• Loan approval: Day 21 (typical)
• Insurance purchase: Day 25
• Final walkthrough: Day 29
• Closing: Day 30

Important Contacts

Your Agent: _________________
Lender: _________________
Title Company: _________________
Home Inspector: _________________
Insurance Agent: _________________

Common Issues to Watch

Inspection Problems

• Major structural issues found
• Safety concerns identified
• System failures (HVAC, plumbing, electrical)
• Environmental issues (mold, asbestos, radon)

Financing Issues

• Appraisal comes in low (below contract price)
• Loan conditions not met
• Credit issues arise
• Income verification problems

Title Issues

• Liens on property
• Easement problems
• Boundary disputes
• HOA violations

Emergency Contacts

After Hours: _________________
Weekend Issues: _________________
Closing Day Problems: _________________

Notes

Contract Changes: _________________
Special Conditions: _________________
Additional Requirements: _________________

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Keep this checklist handy throughout your home buying process. Check off items as you complete them and don't hesitate to ask your agent or lender if you have questions.